Getting the most out of your 401k plan

I am a small home business owner. I operate a carpentry workshop. I am looking for a 401k plan that can offer me good security and nice investment options. Is it possible to have a pocket-friendly yet a good 401k plan? — Alfred J. Ryals, 3912 Pleasant Hill Road, West Palm Beach, FL 33401

Alfred, what you are asking is definitely possible. In fact, it is completely valid as all you want is a flexible 401k that protects your savings without compromising on your investments. You have an option in the form of no-load mutual funds. With these funds, you can diversify your investments. So look for a plan that offers you an investment option in the form of no-loads mutual funds. However, it should also be cost-friendly and offer you good value compared with similar plans available in the market today.

You should look for a plan that works well for small business owners. One such great plan is available at, where what you see is what you get. It is a low-cost plan with no hidden fees or asset-based charges. There are no hidden commissions as well. In addition to cost value, 401k Easy comes with no-load mutual funds and an array of unlimited options, which offers real value-for-money to small business owners. The 401k Easy plan is comparable with 401k offered by big companies. However, with 401k Easy, you get several bonus features too. You can compare prices for your peace of mind and find that 401k Easy is certainly a good plan.

While comparing 401k Easy with other plans do look for security features. At, you will find that the plan has secure administration. It is an amazing feature for online businesses as it keeps your sensitive information secure. No one wants their information on retirement plan to leak out and 401k Easy ensures that your financial information stays confidential..

Also look for simplicity along with superior security features and excellent investment options. Check if demo versions are available for clients, which can help you understand the functionality of the 401k suite that you are interested in. It should be easy, simple, clutter-free and intuitive. Do keep in mind that you will need to update your account every month so you would want a 401k suite that is simple to use and is safe.

About Elliot Earl, Director, Pension Trade Association
Director, Pension Trade Association Founded in 1982, the Pension Trade Association [California Domestic Nonprofit Corporation #C1629080] is dedicated to helping workers save for their retirement through expanded coverage of 401k -type defined contribution pension plans.

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